Terms of use

What these terms cover

These terms govern your use of this website and the free resources on it. They do not govern client engagements — those are governed exclusively by a signed engagement agreement, which takes precedence over anything here.

Information, not advice

The content on this site — including articles, checklists, guides and descriptions of regulatory expectations — is general information, provided for education. It is not professional advice, not legal advice, and not tailored to your circumstances. Regulatory guidance changes, and its application depends on facts specific to each organization. Confirm your obligations against the source instruments and with your own advisors before acting.

No client relationship

Reading this site, downloading a resource, submitting an enquiry, or booking a consultation does not create a client or advisory relationship with Hosmak Solutions. A client relationship exists only once both parties have signed an engagement agreement. Please don’t send us confidential information before then — we can’t treat information as privileged or engagement-confidential until an engagement exists.

Intellectual property

The content of this site, including the Hosmak Solutions name, mark, and downloadable resources, belongs to Hosmak Solutions Canada Inc. You’re welcome to use downloaded resources within your own organization, and to quote brief excerpts with attribution. You may also share our checklist and template resources with others in unmodified form, with attribution — we’d rather they circulate than sit on one desk. Republishing, reselling, or presenting our materials as your own is not permitted.

Links to regulators, standards bodies and other external sites are provided for convenience. We don’t control those sites and aren’t responsible for their content or their handling of your information.

Limitation of liability

To the maximum extent permitted by law, Hosmak Solutions is not liable for any loss arising from use of this website or reliance on its free content. Nothing in these terms limits liabilities that cannot be excluded under applicable law, and nothing here limits obligations we take on under a signed engagement agreement.

Governing law

These terms are governed by the laws of Ontario and the federal laws of Canada applicable in it. Any disputes will be resolved in the courts of Ontario.

Changes

We may update these terms; continued use of the site after changes are posted constitutes acceptance. The current version is always the one on this page.